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24- or 36-month options

Apple Upgrade Mac Lease Calculator

Use the Apple Upgrade Mac lease calculator to compare a 24- or 36-month quote with the cash price and end purchase option.

Eligible

Current device range

MacBook Air, MacBook Pro, iMac and Mac Studio are included. MacBook Neo and Mac mini are excluded at launch.

Term

24 or 36 months

Not every term is available for every configuration. Confirm at checkout.

Watch closely

Category detail

Configuration upgrades can materially change both the list price and official quote. A long-term owner should compare the end purchase option with buying the same memory and storage configuration.

Quote calculator

Calculate your Mac lease.

Confirm the device selector and term, then replace every example with the figures from your official disclosure.

Return-at-end total$0.00 View all results
Official-formula mode. Use figures from Apple checkout and your Klarna schedule. No MSRP estimate.

Mac initial-term cost

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Example only: enter your exact Apple quote.
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Use the amount in your payment schedule, if shown.
$
AppleCare is separate and not included in the lease.
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Do not repeat a payment already counted below.
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Enter the sum of all initial-term installments, including applicable lease tax. This overrides the equal-payment estimate.

What to verify before signing

  • The exact model, storage, connectivity and configuration match your cash-price comparison.
  • The initial term and every installment in the Klarna payment schedule.
  • Whether an estimated trade-in credit has already reduced the quote.
  • AppleCare cost, which is separate from Apple Upgrade.
  • The purchase option and condition requirements if you may keep or return the device.

Common Mac questions

Which Mac models are eligible?

Current listed families include MacBook Air, MacBook Pro, iMac and Mac Studio. MacBook Neo and Mac mini are excluded at launch; configuration availability can change.

Can I upgrade a Mac before the term ends?

Yes, after satisfying all unpaid installments in the 24- or 36-month initial term, returning the Mac and separately qualifying for a new lease.

Who owns the Mac during the lease?

Klarna owns it until you complete the purchase option. Scheduled lease payments alone do not transfer ownership.

How should I compare upgraded memory and storage?

Match the exact configuration on both sides. Compare its official lease schedule and buyout with the after-tax cash price of that same memory and storage configuration.