Current primary sources
Apple Upgrade — Apple Store
Program availability, advertised payments and customer shopping flow.
Apple Upgrade — How to Upgrade
Early upgrade, early termination, return timing and purchase-option calculations.
Apple Newsroom — U.S. launch
Program launch, official advertised examples, supported categories and exclusions.
Apple — Payment and pricing help
Apple payment methods, tax handling and purchasing guidance.
Apple — Apple Card Monthly Installments
0% APR installment terms and Daily Cash disclosures.
Apple — AppleCare products
Current AppleCare coverage and price links.
Source hierarchy
- Your signed Klarna lease and live Apple checkout for transaction-specific amounts.
- Current Apple Upgrade program and how-to pages for public rules.
- Dated Apple Newsroom release for launch facts and examples.
- Other Apple payment pages only for comparisons with Apple Card or carrier financing.
Excluded source: Klarna’s older “Upgrade Financing” terms describe a WebBank loan with a final installment. That is not the 2026 Apple Upgrade consumer lease and is not used by this calculator.
Verification log
| Date | Review | Result |
|---|---|---|
| July 31, 2026 | Launch facts, eligible devices, terms, formulas, tax and AppleCare boundaries | Initial publication |