Option 1: return and leave
Return the device under the lease instructions and exit the program. The device must meet the agreement’s condition requirements. An assessed damage or service fee can still apply.
Option 2: upgrade into a new lease
Return the current device and apply for a new Klarna lease. The new transaction requires a separate approval and gets its own pricing and terms. An upgrade is not a guaranteed renewal.
Option 3: purchase the current device
Pay the purchase option shown by Klarna. The public formula starts with the signing list price and subtracts credited lease payments and remaining discounts, then adds applicable tax and assessed damage charges.
The six-month decision window
Apple describes a limited month-to-month period after the initial term, allowing up to six months to decide. Payments continue. If an initial trade-in credit reduced the first-term payments, the extension payment can increase because that credit does not continue.
Apple does not publish one extension-payment formula. Use the amount shown in your individual agreement. If no action is taken by the end of the window, Klarna can charge the purchase option under the lease.